Procedures for Insuring Staff
1.Japan’s Insurance Systems
The following is a summary of the public insurance systems of Japan.
Type of Insurance
| Name of Insurance |
Details of Insurance |
| Labor insurance | (1) Employment insurance | - For securing the livelihood of people who become unemployed and supporting them in finding jobs. - In principle, all employers (even with one employee) are obligated to join the insurance program. - Insurance premium: approximately 1.5 percent of salary. - Sample premium amount in case of an employee with a monthly salary of 200,000 JPY: about 3,000 JPY (1,200 JPY to be borne by the employee and 1,800 JPY by the employer). |
| (2) Workers’ accident insurance | - For illness or injury incurred by staff due to work-related causes during work and/or while commuting to or from work. - In principle, workers’ accident insurance is not applied to those in executive positions of a company, such as the president. - In principle, all employers (even with one employee) are obligated to join the insurance program. - Insurance premium: approximately 0.3 percent of salary. - Sample premium amount in case of an employee with a monthly salary of 200,000 JPY: about 600 JPY (to be wholly borne by the employer). |
|
| Social insurance | (3) Health insurance | - Health insurance is for staff sickness or injury attributable to causes occurring outside work. - Employees’ pension insurance is for providing staff or their bereaved family with financial aid for old age and disability. - All employers in the form of business entities (such as KK) are obligated to join the insurance program. - Insurance premium: approximately 28 percent of salary. - Sample premium amount in case of an employee with a monthly salary of 200,000 JPY: about 52,000 JPY (26,000 JPY to be borne by the employee and by the employer). |
| (4) Employees’ pension insurance |
Note
- Joining the public insurance program is a statutory obligation for all corporate employers.
- In all cases, premiums of social insurance are set at about 28 percent of salary (approximately 13 percent to be borne by the employee and 15 percent by the employer).
- Although there are some companies that do not join the social insurance program, it is a violation of law.
- In the review process of visa applications, we have seen some cases in which the Immigration Bureau checks whether the employer of the applicant is registered under the social insurance program.
- Neglecting the responsibilities of joining the public insurance program could cause future problems between labor and management.
2. Services
1. Summary of Services
If you are hiring staff in Japan, we take care of the procedures in place of you for taking out and making necessary changes to the insurance for staff, such as health insurance and social insurance.
2.Fees
Please feel free to contact us for details. We submit quotes after confirming the details of your plans and needs with you.
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TEL:03-6905-6370（代表） FAX:03-5276-3233 E-mail：Mail |
